How to save your family budget
How to save the family budget often we find ourselves in this situation: even after receiving a decent salary, we can not properly distribute these funds, and barely wait for an advance payment. Here are some simple tips on how to save your salary.
“I am a rich man»
Psychologists have found a pattern: on the day of receiving a salary, every person, regardless of position, feels rich and does not count money. After receiving the money, go home immediately, do not go anywhere and do not buy anything, even food. The next day, the “rich man’s” condition passes.
And, of course, with a fresh head, it is easier to understand what is necessary and what can wait.
“How much money do you have in your wallet?»
It will be better if you know how much money you have in your purse. This will make it easier to control expenses and, if necessary, easier to limit yourself. Keep monthly expenses at least once in your life. You may notice that you spent a good portion of your salary on small things.
Get separate wallets for small change and pour all the small coins there. And then by the time you don’t have any large bills left in this wallet, a pretty decent amount of money will have accumulated.
It will be better if you borrow only if it is absolutely necessary. The money will run out quickly, and you will still need to give the entire amount.
If you lend money, ask that it be returned in whole, not in parts.
“Not what we wanted»
Undoubtedly, every person has ever paid attention to the Windows, with the words “All ten”. So, never fall for such tricks. If you buy several of these things, you will get a total budget overrun.
Delighted attractive signs, “half price” and buying a whole bunch of things that just never even thought to buy the house you only find that out all that typed, you only fit two or three things. After a couple of simple operations with the calculator, we see that these things cost much more than 50%.
Going to the supermarket, you need to make a list of products that you plan to buy in advance. A person who finds himself in a dense environment of bright products is more easily tempted. Do not be tempted by colorful wrappers: packaging only increases the cost of the product itself, but does not change its quality.
Thus, having strict control over income and expenses, you will be able to control the family budget. Good luck!