History of McDonald's
McDonald's is a fast food restaurant that changed the world with its abundance of cash registers, serving and designing burgers in a few seconds. This company spent a huge amount…

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Method of planning the family budget
Family budget planning method how to plan a family budget? This question is most often asked in two cases: if you are tired of living in a situation of lack…

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How expensive and fast to sell your apartment
How to sell your apartment quickly and expensively before you sell your apartment, take care of the good and attractive condition of your common entrance of the house. After all,…

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All about property insurance

Everything about real estate insurance is perceived as a derivative of the word insurance. In fact, this is protection. From this point of view, you should approach the issue of real estate insurance. When purchasing real estate on the secondary market, no one can guarantee that the transaction is 100% clean. Even after a few years, relatives of the former owners of the apartment may show up and present their claims.

In such cases, insurance companies offer “Title insurance”. It will protect against the risk of loss of property, in case of loss of ownership rights to the purchased property. The insurance company itself carefully checks all the circumstances of the transaction. This type of insurance is especially often used when purchasing real estate under mortgage lending. The cost of this type of insurance is calculated based on the market value of the object and in different insurance companies, the cost of such a service is generally high from tenths of a percent to 5%, sometimes not much higher.
They insure real estate against fires, natural disasters, accidents of water supply, Sewerage, heating systems, or in case of robbery and other cases. Insurance companies offer to conclude a single policy, for example, in case of an explosion (household gas), but the most commonly used are so-called complex policies. When signing an insurance contract, i.e. when purchasing an insurance policy, carefully read the types of insurance cases that interest you. Any insurance companies enter into short-term insurance contracts for 1 year or long-term for up to 3 years. In the case of title insurance, a contract is concluded for one or 3 years, which guarantees security in accordance with the law in respect of third-party claims. only in the case of a mortgage, title insurance is concluded for the entire period of repayment of your mortgage loan.

 

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