How to rent a business class apartment quickly and profitably
How fast and profitable to take the apartment business klassicmaster economy class their tenant find and almost always fast enough. With business class, things are more complicated: it is necessary…

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Types of pension Deposit
One of the oldest and at the same time promising deposits is the pension Deposit. The pension contribution that we inherited from the Soviet accumulative system has been developed in…

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How to privatize an apartment
How to privatize quarterpiece apartments in the property by the state is only possible if the tenants (all adult family members, including absent) agree that have the right to reside…

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All about property insurance

Everything about real estate insurance is perceived as a derivative of the word insurance. In fact, this is protection. From this point of view, you should approach the issue of real estate insurance. When purchasing real estate on the secondary market, no one can guarantee that the transaction is 100% clean. Even after a few years, relatives of the former owners of the apartment may show up and present their claims.

In such cases, insurance companies offer “Title insurance”. It will protect against the risk of loss of property, in case of loss of ownership rights to the purchased property. The insurance company itself carefully checks all the circumstances of the transaction. This type of insurance is especially often used when purchasing real estate under mortgage lending. The cost of this type of insurance is calculated based on the market value of the object and in different insurance companies, the cost of such a service is generally high from tenths of a percent to 5%, sometimes not much higher.
They insure real estate against fires, natural disasters, accidents of water supply, Sewerage, heating systems, or in case of robbery and other cases. Insurance companies offer to conclude a single policy, for example, in case of an explosion (household gas), but the most commonly used are so-called complex policies. When signing an insurance contract, i.e. when purchasing an insurance policy, carefully read the types of insurance cases that interest you. Any insurance companies enter into short-term insurance contracts for 1 year or long-term for up to 3 years. In the case of title insurance, a contract is concluded for one or 3 years, which guarantees security in accordance with the law in respect of third-party claims. only in the case of a mortgage, title insurance is concluded for the entire period of repayment of your mortgage loan.

 

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