How to save money correctly
How to save money most people do not see the difference between reasonable savings and greed. There is a category of people who can save money for a “rainy day”, while denying themselves everything, even food. What’s the point of making money if you don’t spend it? Saving is different from greed and pettiness in that you can deny yourself unnecessary purchases, while at the same time saving money for necessary things.
I would like to give a few simple recommendations to people who can’t understand why money leaves them and doesn’t stay for long.
In order to save some money for travel or gifts to your loved ones, you do not need to earn millions, the main thing is to correctly distribute your monthly earnings. First, you need to learn how to plan your purchases. When you go to the market or store, make a list of the products or things that you need at the moment. At the same time, you should refrain from purchases that are not included in the list, for example, a bottle of beer or several cakes. There are people who, getting to the supermarket, can spend their entire salary in one day. This is a real disease that needs to be fought. Also, try not to borrow money, because each debt drags the next, etc.in the end, you may find yourself in a position where the amount of debt will exceed your monthly salary. It is also undesirable to lend to friends or acquaintances. You need to learn how to refuse a person who asks for a loan. I know from my own experience that many friends are lost just after you lend them money, which is then very difficult to pick up. Another way to save money is to buy clothes or shoes during sales. In most cases, food is cheaper on the market, so it is better to buy them there. I also want to advise you to refuse to buy household appliances on credit. If you buy this way, you will lose a lot more money than if you accumulate the necessary amount over time.
I hope that my tips and recommendations will teach you how to save properly and help you not only save, but also increase your material well-being.